Buy A House

Are you looking for your dream home but traditional banks have turned you down? We can help!

Traditional loans are not the only tool available to buy a house and we offer creative solutions that can help you move into your new home right away.

We understand that life happens! Unfortunately, traditional banks don’t care about your misfortunes. But here’s the good news, we’re not a traditional bank, and providing creative solutions for good people that have less than perfect qualifications is our specialty.

Get in touch!

Mortgage Purchase Denial Rate

The table below shows the percentage of mortgage denials for new home purchases according to 2020 Home Mortgage Disclosure Act (HMDA) data broken down by race. We feel that these percentages should be much lower and see an opportunity to do our part to help as many families as possible become homeowners.

14% Asian
27.1% Black
21.9% Hispanic
13.6% White

Source: Urban Institute

We Are Not Real Estate Agents

We are not a real estate agency! What that means is that we can only offer properties that we own. Unfortunately, that limits the number of properties we may have available at any given moment. The good news is that we are always acquiring new property and we will notify you as soon as a new property becomes available.

How We Sell Our Properties?

Below are a few examples of how we may structure a sale. Keep in mind that every situation is different and there may be variations of the examples provided below or other creative methods not mentioned.

Owner Financing

We will finance the loan 100%. You will be required to pay a down payment and make your mortgage payments directly to us. We are your lender!

Lease Option

A lease option agreement allows you to lease the property with the option to purchase it at a later date. A portion of the lease payments will be applied to the purchase price when the final purchase is made. The final purchase may be financed through a traditional lender or through our owner financing in certain cases.

2nd Position Owner Financing

In the event you were approved for a traditional loan just not quite enough to make the purchase we will finance the difference so you can complete the purchase. We understand that traditional lenders would require us to take the 2nd position and we are willing to do so under the right circumstances.